Celebrities have been insuring their body features for a long time now. Maybe it started as a crucial part of their careers to protect them from any trouble. Now it has become a trend amongst celebrities to obtain insurance covers for some of the most bizarre body parts. 

Here we have put together a list of 30 celebrity insurances, some stranger than the others, that are worth more money than our houses even. Your favorite actor, singer, sportsperson, might be on the list. Continue reading to find out more.

Jennifer Lopez – Her Posterior – $27 Million

Jennifer Lopez, mostly known by her nickname J. Lo, is a prominent American actress and singer. Her debut role was in Selena in 1997, for which she earned over a million dollars. Having started her singing career in 1999, Lopez has a net worth of $400 million today. 

Lopez is one of the celebrities in Hollywood who has set the bar high up for a fit and gorgeous rear. Her belief that her posterior is the most iconic and income-yielding part of her body led her to insure it for $27 million.

Gene Simmons – His Tongue – $1 Million

Although false rumors brewed that he had done surgery to alter his tongue,  Gene Simmons still managed to have it insured with Lloyd’s of London for a million dollars back in the ’70s. Known by his stage name, The Demon, Simmons is the co-lead singer and bassist of the rock band Kiss. 

He is known for his signature act of sticking his insanely long tongue out during his shows. Simmons went through with the insurance policy as protection if anything were to go wrong with his key feature. As a singer, his vocal cords may have had more value.

Bette Davis – Her Waistline – $28K

Bette Davis was an American actress who appeared in movies, television, and theater in the ’30s. She had a career spanning over 60 years, and she contributed to over 100 productions. Davis was the first celebrity to insure a body part, which was her waistline.

Her career was at a peak during the ’30s when she took over this insurance. She insured her waistline for $28K at the time, which would be around $2 million now after adjusting to the inflation. Davis decided to protect her waistline because she imagined it was her most appealing body part and was worried about weight gain. 

David Beckham – His Legs – $195 Million

We all know David Beckham as a legendary football player to ever exist. Even though he is now in retirement as a footballer, during his peak years, Beckham played for the English national team, Real Madrid, and Manchester United, to name a few. In 2006, Beckham insured his legs, feet, and toes for a whopping $195 million. 

Time magazine in 2010 published that this policy was the highest personal insurance in sporting history. In an unfortunate event where he cannot play soccer, or any defacement was to happen, the insurers would pay him millions.

Troy Polamalu – His Hair – $1 Million

The former American soccer player Troy Polamalu played for the Pittsburgh Steelers in the NFL throughout his entire career. Other than his profession, he is famous for his long thick black curly hair. Head & Shoulders is a shampoo brand from Procter & Gamble, which Polamalu endorses. 

In 2010, Head & Shoulders insured his hair for $1 million with Lloyd’s of London. While on the field, his hair was pulled a few times by rival players. Regardless, Polamalu’s almost three feet long hair is an accessory he proudly fashions in celebration of his Samoan heritage.

Bruce Springsteen – His Voice – $6 Million

Bruce Springsteen is an American singer and songwriter who is also the leader of the E Street Band. While also being a solo artist, he gained worldwide fame in the early ’70s with the release of Born to Run, which became a universal hit. 

Springsteen took out a $6 million insurance with Lloyd’s of London in case he ever lost or severely damaged his most valuable asset — his voice. However, the insurance company does not disclose the exact date he signed up for this insurance. Some records go as far back to 1988.

America Ferrera – Her Teeth – $10 Million

The 35-year-old American actress America Ferrera gained recognition from the US television show, Ugly Betty. Ferrera plays Betty in the TV show and has many fans attracted to her for the role. She purchased an insurance cover worth $10 million for her smile/teeth. Ferrera did this in hopes of promoting the charity Smiles for Success. 

The $10 million policy covers her teeth and gums, which she deemed were the most important details of her appearance. It also pays for necessary dental treatments as well. Ferrera is also one of the celebrities insured by Lloyd’s of London.

Heidi Klum – Her Legs – $2 Million

German supermodel Heidi Klum is one of the most glamorous stars of this era. She is an actress, famous TV personnel and an ex-Victoria’s Secret angel. The 46-year-old supermodel obtained an insurance cover worth $2 million for her legs. 

Reportedly the policy covers any severe damages. Klum said that the idea to insure her legs is not hers but one of her clients’ which she later decided to be a good idea. Klum went through many tests to get the policy approved. Now she considers this insurance as an investment. 

Daniel Craig – His Body – $9.5 Million

Daniel Wroughton Craig is an English actor who is very famous as James Bond. He is one of the highest-paid actors in the industry. Craig frequently stars in action movies with dangerous stunts, which is why he opted for a full-body insurance cover of $9.5 million. 

The policy protects Craig against any loss or damage to his body by compensating for the loss of income. According to reports, Craig obtained the insurance policy in 2006 while filming the James Bond movie — Casino Royale. Any further information about this policy is unavailable to the public.

Keith Richards – His Left Middle Finger – $1.6 Million

Keith Richards is a well-known English singer and songwriter. He is well known as the co-founder, guitarist, and vocalist of the Rolling Stones. We do know celebrities tend to insure their body parts, which matter most for their careers, some peculiar than the others. Richards insured his left middle finger for $1.6 Million. 

Generally, you would think that’s too expensive for a finger, but reportedly, he once earned $100 million from a single tour. Although we can’t fathom why he got a cover for his middle finger, we can’t judge. For someone with a net worth of $340 million, this is an inexpensive amount.

Dolly Parton – Her Breasts – $600K

Dolly Parton is an American singer, songwriter, record producer, and businesswoman. She is famously known for her country music. Some of the solos she did, gained a lot of attention during the peak of her career. I Will Always Love You and Here You Come Again were a few of her hit singles. 

Parton was also famous for her appearances, particularly for her 40DD breasts, which had an insurance cover worth $600K. Many of her fans and followers believe that she will not be the Dolly they love if it weren’t for her assets. Parton might have decided to insure her breasts for this reason.

Holly Madison – Her Breasts – $1 Million

Holly Madison is a model, reality star, and one of the New York Times‘ best selling authors. She played a notable role in E!‘s TV show, The Girls Next Door, and her series Holly’s World. Madison has taken over an insurance policy for her breasts, amounting to $1 million from Lloyd’s of London.

The company must have the most extended list of celebrity clientele who obtained insurance for their different body parts. However, Madison says that any damage caused to her breasts will result in her losing work worth millions of dollars, and thus she opted for this policy.

Mariah Carey – Her Legs And Vocal Cords – $70 Million

Mariah Carey is an American singer, actress, songwriter, and music producer. The 49-year-old Carey is an exceptional performer. She was able to gain recognition for her five-octave vocal range, minimalistic singing style, and whistle register. Carey insured her legs and her vocal cords for $70 million because they were her most valuable assets to protect. 

The reports state that she has a $35 million insurance for her vocal cords and another $35 million for her legs. According to Carey, her legs are one of the main features highlighted in her stage performances and are as crucial as her voice.

Kim Kardashian – Her Posterior – $21 Million

Kim Kardashian is one of the most distinguished women in the world who is a media personality, model, and a very successful businesswoman. She is a fashion icon and trendsetter for many females all over the world, who follow the newest crazes. 

One of the main reasons for her attractive physique is her bottom, even though she denied undergoing any surgeries down there. Kardashian obtained a whopping $21 million insurance policy to cover her invaluable posterior. However, her husband, Kanye West, did not seem too happy about it.

Cristiano Ronaldo – His Legs – $144 Million

Cristiano Ronaldo is one of the best performing soccer superstars in the world. He played for Manchester United for many consecutive years. Ronaldo is one of the highest-paid players in the world, and his fans consider him a match-winning player at any given time. 

The policy he obtained in 2009 covers his precious legs, and it adds up to an insane insurance sum of $144 million. It includes any critical injury, permanent damage, or the loss of a leg. In comparison to his earnings, this coverage is probably nothing much.

Angie Everhart – Her Legs – $1 Million

Angie Everhart is an American actress and model who started her professional career in the late ’80s. As a model, she appeared on a few Sports Illustrated issues, and in 2000, posed bare for Playboy. Everhart was the star in a very successful commercial campaign for Schick razors in the ‘90s. 

It appears that this commercial forced her to insure her legs for an amount of $1 million. Everhart also selected Lloyd’s of London as her insurance company, probably because of its excellent reputation. A spokesperson for Lloyd’s confirmed that famous actress’s legs also joined the million-dollar celebrity insurance club.

Miley Cyrus – Her Tongue – $1 Million

The American actress, singer, and songwriter, Miley Cyrus, is a famous vocalist since 2014. Her live shows are very famous among her fans, mostly younger groups who admire her work. Because she is a talented singer, most people would think Cyrus will insure her vocal cords, but she chose her tongue instead. 

It passed for an insurance cover of $1 million, which is possibly the highest valued tongue in the world. Since Cyrus is aware of the attention her tongue gets, it may be the reason she went for tongue insurance.

Rihanna – Her Legs – $1 Million

Madonna – Her Breasts – $2 Million

The renowned singer Madonna, who is also known as the Queen of Pop is 61 years of age today. A few years ago, she insured her breasts for $2 million. Madonna had the belief that it was an iconic part of her body that defined who she was. 

Madonna thinks that her public image and status would never recover if anything happened to her breasts. We couldn’t help but wonder; how her singing career took off, and how she made a name for herself as a queen. Was it not for her singing talents?

Taylor Swift – Her Legs – $40 Million

If you have seen Taylor Swift in a mini dress, mini skirt, or a pair of shorts, then you’ve seen the gorgeously toned legs she has. In 2015, when she was only 25 years old, Swift signed an insurance deal for her pegs worth $40 million. 

She looked for safety for her legs when looking forward to her tour in 2015. Swift’s cover included compensation if she hurt her legs while performing, and also the insurers would pay the organizers in the unfortunate event of any cancellations taking place. Therefore, Swift was safe from bankruptcy.

Michael Flatley – His Legs – $40 Million

Michael Flatley is an Irish-American dancer who is now in retirement. You can judge his popularity by his dance show gross revenue of over $1 billion. Of course, a person’s limbs are a significant part when performing dances, particularly Irish. Therefore, he went ahead and protected his livelihood. 

Flatley insured his legs, with each leg valued at $20 million. If he ever injured his legs in any way, his insurance company was bound to pay him $40 million, which we have to admit, would set him up for the rest of his life.

Jamie Lee Curtis – Her Legs – $2.8 Million

Jamie Lee Curtis is an American actress and a model who stepped into the success of her career in the ’70s. Her success can be determined by her accolades: two Golden Globe Awards and a People’s Choice Award, among others. Given Curtis’ talents, her awards did not come as a shock to her fans. 

Over the years, Curtis appeared on some TV commercials, with her hands and feet featuring in them. This was the reason she obtained a $2.8 million insurance to cover her legs. Curtis took this insurance to cover any loss of income, in case her legs got damaged in any way. 

Celine Dion – Her Voice – $1 Million

Now, this is a policy we can understand and appreciate. Celine Dion is a celebrated Canadian singer who healed millions of hearts and souls with her voice. Her insurance cover worth $1 million for her voice seems reasonable. Dion’s unique and high-pitched voice is admired, especially from the Titanic theme song. 

Her incredible voice is her moneymaker, which is why Dion insured it to protect her livelihood during any unfortunate circumstances. Dion’s fans believe her voice is worth more than the insured amount. Compared to other insane prices of celebrities’ insurances, we do too. 

Rachel Hunter – Her Legs – $1 Million

Rachel Hunter is an actress and model from New Zealand. She is the host of the TV show Rachel Hunter’s Tour of Beauty. Since Hunter loves to model, she appeared in some famous magazine covers, including Vogue, Elle, Playboy, and Sports Illustrated. 

Hunter also made the list of the million-dollar celebrity insurance covers, after she signed up for a policy that covers her pegs for a million dollars. The insurance covers any severe damage to her legs, and it would hold her off in case anything obstructed her income.

Rod Stewart – His Voice – $6 Million

Rod Stewart is an English singer and songwriter who sold over 120 million record copies worldwide. Being one of the most successful singers in the 1960s, he had nine number-one albums in the UK chart shows, which is an unbelievable success story. 

With his rise to fame, he wanted to protect and cover his incredible voice with an insurance policy. The policy is worth a sum of $6 million. Even though there is not much information available about his insurance policy, this is one of the highest valued voices in the world.

Mervyn Hughes – His Mustache – $370K

Mervyn Hughes is an Australian cricketer from Melbourne who played for the national team. The right-arm fast bowler who played many test matches was a recorded match-winner and a famous player. There was one other reason other than his cricketing talent to get noticed, which was his mustache. 

Although he was furious on the field, many fans remembered him for his very manly and thick facial hair that insured for a price of $370K during his cricketing days. Hughes believes his facial hair is his iconic asset, probably why he wanted to take out insurance to cover it.

Tom Jones – His Chest Hair – $7 Million

Troy Polamalu’s three feet long hair seems inexpensive in comparison to  Tom Jones’ chest hair. Jones insured his chest hair at $7 million in 2008. Even though he is now 79 years old, the professional Welsh singer was a masculine symbol for over five decades, from the early sixties.

At this age, Jones has ladies drooling over him. A reason for that is his manly appearance and his coat of chest hair. Like the choice of most celebrities, Jones figured he would go through with his policy with Lloyd’s of London, because they accommodate the strangest requests for insurance covers for their customers.

Tina Turner – Her Legs – $3.2 Million

Now 80 years old Tina Turner, is a Swiss-American singer and actress. Starting her career in the late ’50s by performing at local nightclubs, Turner came a long journey in her career. She holds the Guinness World Record for the highest sale of concert tickets ever.

During the peak years of her career, Turner insured her legs for a whopping $3.2 million, which is over $1.5 million per leg. In 2009, she went behind bars for burning her pegs on purpose to claim the sum. Although her chest had insurance coverage for $790K, it had no harm.

Julia Roberts – Her Smile – $30 Million

A smile is a gift that we all have, but we can’t put a price on it. But somehow, Julia Roberts did by insuring her smile for $30 million. The insurance policy specifies her teeth because this beautiful woman’s attractive smile is a matter of good dental hygiene.

Roberts is an American actress and producer. She established herself as a leading personality in Hollywood after headlining in the romantic comedy movie Pretty Woman. To this day, this policy holds a record for one of the highest insured body parts by a celebrity.

Brooke Shields – Her Legs – $1 Million

Brooke Shields is an American actress and model. She stepped into the industry when she was just 12 years old. Shields entered the field playing the lead role in Louis Malle’s film Pretty Baby, which gained a lot of fame.

She is a success in the field for over four decades now. Shields has played a significant part in contributing to the industry. In the ’90s, she took over an insurance policy to protect her legs. Shields did not disclose the insured amount at first, but later she revealed that her legs value at $1 million for the policy.